How Retailers can use Data to drive Holiday Sales Decisions.

To inform each and every business decision and plan, a data-driven company utilizes insights gleaned from data analysis. Specifically, businesses in the retail sector can leverage data to make more strategic decisions related to customer

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Introducing the KliQr Transaction Categorisation Solution

So the typical financial services provider in  Nigeria is looking for ways to create sustainable enterprise value. For such an FSP that has a mobile banking application, one concern is how to sweat that asset

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5 Common financial mistakes you could be making right now

Financial literacy has a remarkable history. In a letter dated 23 August 1787 to Thomas Jefferson, John Adams acknowledged the need for financial literacy in the following words; “All the perplexities, confusions, and distresses in

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Golden Rules of Personal Finance Management

A lot of us have made serious financial mistakes over time and we are often overwhelmed by the sheer quantity and variety of financial advice, coming from all corners of our lives. From family, friends,

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Factors to consider for a great Transaction Categorization Engine

More Financial Services Providers (FSPs), both traditional and fintechs are increasingly introducing personal finance management (PFM) features into their mobile banking solutions. Some of these features monitor and report day-to-day spending, provide tools that help

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Nigerian FSPs can create value from customer transaction categorisation

We all have at one point in our lives groaned at the tedious nature of having to manually track our expenses. These days, Personal Finance Management (PFM) tools make this easy and intuitive. With these

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Credit risk management models for the new normal

In our last article, we highlighted the economic effects of the ongoing COVID-19 pandemic, the oil price shock and how both factors have heavily contributed to Nigeria’s looming recession. The virus’s global impact is in

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Adapting a Lending Business for the New Normal

The impact of COVID-19 on the Nigerian economy has greatly reduced the consumer buying power. Lenders now need to take a more granular and contextual approach to credit risk assessment and management.

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Alternative Data can scale Solar Energy Pay-go Systems

In a previous article, we established the socio-economic impact of the energy access problem in Nigeria, identifying that this presents an opportunity for the country to diversify its energy mix through solar home systems and

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Data can help in scaling the diversification of Nigeria’s energy mix

Nigeria has an acute electricity supply problem. Domestic households and entire industries suffer from an inadequate power supply, usually characterized by frequent power outages. This is in spite of Nigeria having some of the world’s

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